Our Products and Services - Banking Your Way

Products and services for every lifestyle

     We remain steadfast in our mission of giving the Filipino people superior financial services.

     To safeguard the Filipino's hard-earned money, as well as maximize its earning potentials, we have peso and dollar savings accounts, business interest checking accounts, peso and dollar time deposits, and investment banking. We also offer payroll services, safety deposit boxes, deposit pick-up services, and online fund transfers.

     We help Filipinos achieve their goals through our corporate and retail financing, commercial, agricultural, industrial and housing loans, among others.

QCDB Products


QCDB Products

     In July 2018, Queen City Development Bank (Queenbank) fully implemented the core banking system which resulted to the computerization of three modules
- Save Plus (deposit system), Web Loan (loans system) and GLNet (accounting system). This paved way for the development of new products for a more convenient banking for our clients.

SMS Alert
Clients will receive notifications on their mobile phones for POS and ATMtransactions. With this new service, clients can easily track their transactions every time they withdraw or use their ATM/debit cards for shopping. Employees of companies that avail of Queenbank's Payroll System will also receive notifications once their salaries have been deposited to their accounts.

Mini Statement via ATM
Clients can easily secure a transaction statement through any of Queenbank's ATMs. Up to 10 transactions can be reflected on the statement.

Bills Payment via ATM
Bills payment is now easier and faster, thanks to this new service. Clients can now pay their utility or credit card bills at any Queenbank ATM. As we continue to expand our online services, our clients enjoy a hassle-free banking experience and get real-time information anytime, anywhere.

     There is a great demand for ice most especially from the food and beverage sector of the manufacturing industry. Thus, an ice plant is a lucrative business.

But, like every enterprise. there are challenges. For ice plants, they include finding an ideal site for the plant, building the structure, finding clean water supply, securing top-of-the-line equipment and spare parts and securing qualified personnel who can maintain and operate these equipment.

For all these needs, Queenbankhas the perfect financial solutions. Additionally, Queenbankersmake it a point to provide sound advice and counsel to our clients and help them succeed in the endeavors that matter to them.

     The processed meat sector of the food industry continues to grow because of the improved purchasing power of Filipinos and their need for convenience in meal preparation. The modern Pinoy's favorites such as longganisa, tocino, ham and bacon, among others are a staple in every home.

The Philippine Association of Meat Processors Inc. {Pampi) reported that in 2017, the local meat industry has posted a double digit growth with sales reaching up to P300 billion.

A business engaged in processing meat would need to find ways to meet the local and global demands for their products. These include building a commissary, purchasing high-yield and efficient tools and observing the highest standards of sanitation and food safety.

Queenbank understands these needs. In fact, we have supported many entrepreneurs nationwide in terms of financial assistance. We also provide sound advice to our partners so that they can make informed decisions about their business.

     The residential and office property market in the Philippines is growing by leaps and bounds. This brings about an increased demand for home and office furnishings.

According to Euromonitor International, the year 2018 saw expansions by several furniture players.

This growth is attributed to the improved spending power of Filipinos including millennials who place importance on both functionality and aesthetics. Another reason is the excellent design and craftsmanship of Pinoy-made furniture and home furnishings which the international market is after.

Queenbank is happy to support these manufacturers by providing financial assistance so they could establish their showrooms, fund their production and continuous innovations in order to produce export-quality products.

     The food and beverage sector of the Philippines' food industry accounts for 10% of the country's gross domestic product, according to the report of the Philippine Statistics Authority (PSA).

Meanwhile, the Family Income and Expenditures Survey {FIES) of the National Statistics Office {NSO) reported that there is an increase in the number of families that eat out. thanks to the improved spending power of Filipinos.

With too many choices and consumers wanting to try something new, restaurants are faced with the challenge of earning customer loyalty and staying relevant amid the stiff competition.

Queenbank supports this sector through its financial solutions so that restaurants are able to improve their structures, aesthetics, kitchen and dining areas. equipment, marketing, and staff development to be able to meet the needs of the market.

     Pavia is one of the booming towns in Iloilo and has long been considered as the Regional Agro-Industrial Center of the province.

The Rural Bank of Pavia was established on 1968 and has served as the town's only bank, providing the banking needs of the people of Pavia and neighboring areas using traditional systems.

Queenbank acquired the rural bank in 2017. With the acquisition came along the Introduction of modern banking systems and new products. A year after, the bank changed its name to Queen City Rural Bank.

In 2019, Queen City Rural Bank will transfer to its new home In Plazuela Tres. This Is In line with Queenbank's vision of being the leading bank that brings the highest quality of banking services to the countryside.

Keeping Your Money Safe

     A pasalubong center in Iloilo City enjoys popularity nationwide for this is where tourists flock for their pasalubong items before they head back home. It has been in the business of selling breads and delicacies for more than 3 decades now. Starting with a humble shop in 1975, it has steadily grown and now has many branches in the city and province of Iloilo.

     The pasalubong center took advantage of our Night Depository service to ensure that the company's hard-earn money are kept securely.

     We understand the unique needs of every business and tailor made our products and services to make sure that these are met. At Queenbank, we keep our clients feel secure and happy.

Keeping Your Money Safe

Pushing For Growth

     Filipinos expect a grocery store to be filled with products that would meet their needs. To be able to do this, grocery owners need a space to display these items well, a warehouse and equipment such as freezers, carts, checkout counters and more.

     Queenbank remains to be a supportive financial institution that helps realize every grocery owner's desire to start his business and expand to try new markets.

Pushing For Growth

Expanding Reach

     Many households consider LPG as a basic necessity in making daily cooking faster and more convenient. With almost every home having this in its kitchen as well as the increase in the number of hotels, restaurants, and resorts in the cities and countryside, the demand for LPG also rises.

     In order for LPG companies to meet the increasing demand of the market, they have to add more capital to have a bigger warehouse, augment its stocks of LPG and increase their logistics support.

     Again, Queenbank provided the financial loan that enabled LPG companies to reach more homes and businesses.

Expanding Reach

Keeping Up With Modern Times

     Car care centers where vehicles are guaranteed to get the best repair and maintenance service also need financial support. They also need to invest in latest and most technologically-advanced equipment to ensure that vehicles get optimal care.

     A loan from Queenbank can help such modernization and expansion happen.

     With Queenbank, businessmen need not worry of the continued changing the technological landscape as they can always count on the bank to help them keep up with new technology and grow their business.

Keeping Up With Modern Times

A Supportive Business Partner

     Distributors of vans for private and commercial use and trucks used for logistics purposes such as transporting goods, container vans and more also need financing. Furthermore, such business venture would also need a bigger showroom and office space.

     Queenbank is a constant, loyal partner by sustaining these vans and trucks distributors' growth with our business loans that have competitive interest rates and easy payment scheme.

     Satisfied clients such as them what fuel us to continue serving with commitment, integrity and excellence.

A Supportive Business Partner

Client Satisfaction Guaranteed

     Having a piggery and poultry business is no joke. Daily operations comprise of acquisition of animals, health and sanitation maintenance, ensuring sufficient stock of feeds, personnel matters and logistic support. Expansion also entails construction of new pens to accommodate more animals as well as hiring of more employees.

     It is to Queenbank where piggery and poultry owners turn to during times when financial support is needed. The friendly staff of the bank always welcomes clients with a smile and process loans and other transactions promptly. Our client's satisfaction is of utmost concern to us.

Client Satisfaction Guaranteed

Sustaining People's Lifestyle

     Lifestyle malls are community-oriented alternative to the usual shopping malls as they offer dining, entertainment, shopping, banks, and health and wellness. Nationwide, lifestyle and entertainment centers are continuously being constructed. Shown in the photo is Plazuela, a multi-purpose lifestyle center that has an outdoor setting and amenities that are conducive to relaxation, entertainment and fitness activities.

     Queenbank is behind this project from start to finish. With financial capital from us, Plazuela Dos is currently being transformed from a mere architectural drawing into a fully-constructed lifestyle mall that will soon be the community's newest leisure destination. This is in line with our vision to be an agent of economic development in the country.

Sustaining People's Lifestyle

The relationship that builds stability
A Heart for SMEs.

        Owning a business is one of the many dreams of Filipinos as this will give them financial independence and a good life. The government pursues programs meant to support small and medium enterprises (SMEs), which is an advocacy very close to the hearts of the people behind Queenbank.

       A small business such as selling tahu may be a home-based undertaking at first, meant to support the basic needs of the family. With our business loans, we can help make any business grow and expand to reach more target market, thus, attracting new opportunities for profit.

       With our affordable loan schemes, finding a new location, acquiring better equipment, hiring personnel, purchasing raw ingredients in bulk, improving service and more are made possible. With expansion comes financial stability and better life for the filipinos.
       Loans are approved as early as two weeks after requirements are completed.


More than Banking

      The year 2015 has been a challenging one for Queenbank and other commercial banks. The Bangko Sentral ng Pilipinas came up with new and stricter loan regulations that give focus on the borrower’s capacity to pay. We had to make some adjustments on our loan policies to comply with the new regulations and be more attuned to the needs of our clients.

     We are happy to report that Queenbank has remained competitive in the banking industry, having built a strong foundation through the years we have been on the business. Despite the new loan regulations set by the government, our loan statistics has risen and continue to increase to this day.

      We believe this is because we have earned the trust and confidence of our thousands of clients who have been with us for years.

     We are more than just a bank. We are our clients’ partner in success. We help them achieve their goals and have a better life.

Pushing for Growth & Success

Upgraded Services
Deposit Pick-Up Services

     Queenbank's deposit pick-up service allows business owners to engage in banking without them leaving their offices.

     Since it is committed to securing its clients' monetary resources, the bank has shifted its deposit pick-up services to high gear. It now offers the service - for free - to big entrepreneurs and retail businesses that need to transfer a huge volume of cash daily from their establishment to the bank.

     Thus, the company's hard-earned money is secure. And no more waiting in line.

Pick-up Armoured Van


Improved Philpass Remit

     Philpass Remit, which provides OFWs security and ease in sending money to loved ones in the Philippines, has widened its coverage in the United Arab Emirates, Saudi Arabia, United States of America and other Asian countries.

     The sender goes to accredited remittance centers abroad which transmit funds to the Philippines through Banko Sentral ng Pilipinas. Afterwards, the beneficiary will receive the money within 72 hours.

     With Philpass Remit, OFWs' hard-earned money is properly safeguarded from fraud and mishandling.

Valuing the Filipino Family
Building homes. Building dreams.

     Living one's dream has become a lot more easier with Queenbank's housing loan.
     Family providers dream of giving their brood a nest of their own. A need that Queenbank perfectly understands and supports.

     The bank's loan specialists work with clients to help them find the right loan option that fits their needs and lifestyle.

     One can avail of Queenbank's housing loan for (1) acquisition of lot, a house and lot or condominium unit, (2) house construction, (3) house renovation or (4) refinancing. All these at a low interest rate.

     Queenbank makes sure that it meets its clients' expectations.

QCDB Housing Loan

A partner in education

     The Department of Education has implemented the K to 12 Program last 2013 to strengthen the country's educational system. It aims to improve early childhood education, make the curriculum relevant to learners and ensure seamless learning.

     Realization of these goals requires the building of better classrooms and acquisition of modern facilities.

     Queenbank, through its varied products, helps schools cope with these requirements toward better education.

     Furthermore, Queenbank gives back a portion of the bank's service fee to the school so that it can fund its social activities.

School 2014 

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