For 43 years, Queenbank has been a steadfast partner in the growth of the Philippine economy. This year, we proudly feature the vital sectors that drive our nation forward. From the dedicated agricultural producers ensuring our food security and the thriving food franchise businesses expanding across the islands, to the passionate entrepreneurs realizing their business dreams and the essential public utility companies powering our communities, their impact is undeniable. We also highlight the seamless convenience of QR Ph, connecting individuals and enterprises with ease through cashless transactions. Join us as we celebrate the collective strength and Queenbank’s enduring commitment to MSMEs and large enterprises’ success on the following pages.

       Since 1981, Queenbank (Queen City Development Bank) has been a reliable partner for Filipinos, from individuals to growing businesses. We’re a private development bank with branches in major Philippine cities, and we’re dedicated to helping our communities thrive.

Banking That Fits Your Life        We know everyone’s needs are different. That’s why we offer a full range of banking services, from everyday retail banking to specialized loans. Whether you’re looking for a home, a car, or funding for your farm or small-to-medium enterprise (SME), we’ve got you covered. With 19 branches across the country, we’re always close by.

Always Evolving, Always Improving        For over four decades, we’ve focused on getting better. We’re constantly upgrading our systems, improving our branches, and investing in our people to give you the best possible banking experience. This includes embracing technology to make your banking more convenient, like our secure mobile app.

We empower clients across all industries to achieve their business aspirations.

The dynamism of Filipino businesses fuels our nation’s economic progress and creates countless opportunities. Across diverse sectors, ambitious entrepreneurs drive innovation and growth, shaping industries and communities.

From aspiring startups with groundbreaking ideas to established enterprises aiming for expansion, these business owners pour their heart and soul into their ventures. They navigate challenges, seize opportunities, and strive to realize their biggest dreams.

Queenbank stands as a dedicated partner in this journey. We understand the multifaceted needs of business owners and offer comprehensive support that goes beyond just financing. Our business loans provide crucial capital for expansion, equipment upgrades, and working capital across various industries.

Beyond finances, Queenbank’s services are designed to enhance operational efficiency. Our online banking platforms streamline transactions, simplify cash flow management, and save valuable time. For businesses engaged in international trade, our PESONet services facilitate secure and efficient global payments.

From the passionate solo entrepreneur to the visionary leader of a growing company, Queenbank is committed to empowering Filipino businessmen and helping them build the successful and impactful enterprises they envision, contributing to a stronger and more prosperous Philippines.

We support food franchises and their clients in their expansion.

Sharing food is at the heart of Filipino culture, making our food scene vibrant, from local eateries to popular franchises. These businesses are about more than just meals; they’re about bringing people together.

Behind every successful food franchise are dedicated owners and teams. Expanding a franchise takes vision, hard work, and smart financial planning.

Queenbank understands the ambition of franchisors looking to grow their brand and the aspirations of franchisees wanting to establish their own locations.

Imagine a beloved bakery franchise aiming to open new branches across the country, or a budding entrepreneur eager to invest in a reputable food franchise. Queenbank’s business loans can provide the crucial capital for expansion, covering everything from new store setups to equipment purchases.

We also streamline financial management with our online banking services, allowing franchisors and franchisees to focus on what truly matters: delivering quality food and a great customer experience.

Queenbank is committed to supporting the growth of Filipino food franchises, helping them share their unique flavors and create opportunities within communities nationwide.

We help clients from neighborhood enterprises build stronger futures.

Walk through any Philippine neighborhood, and you’ll quickly encounter several sari-sari stores and the local hardware shop. They are vital community hubs, economic cornerstones, and tangible symbols of Filipino entrepreneurial spirit.

Grocers provide daily essentials, often serving as lifelines for immediate needs and fostering bayanihan through small credits. Hardware stores, on the other hand, equip countless households and small contractors, empowering repairs, improvements, and construction that build our communities, one project at a time.

Despite their immense value, these small businesses often face unique challenges. From managing fluctuating inventory and daily cash flow to securing capital for expansion or unexpected needs, accessing reliable financial support can be a hurdle. Traditional lending requirements can sometimes be daunting for these micro and small enterprises.

This is where Queenbank steps in as a dedicated partner. We offer tailored financial solutions designed to meet their specific needs. Our business loans provide the necessary capital for grocers to replenish diverse stocks, or for hardware stores to acquire essential inventory, ensuring they never miss a sale. Working capital loans help manage seasonal demands and bridge cash flow gaps, keeping their operations smooth.

Beyond lending, Queenbank emphasizes holistic support. Our user-friendly savings accounts offer a secure and accessible platform for clients to manage their earnings, while digital banking tools, including our mobile app and QR Ph, streamline daily transactions, making deposits and payments easier and more secure.

We are committed to fostering the growth of these indispensable neighborhood enterprises, empowering them to thrive, create local jobs, and continue enriching communities across the country.

We support our agricultural clients, helping farmers and producers cultivate a richer future for the nation’s agriculture.

From the fertile fields to our bustling markets, the story of Philippine agriculture is one of dedication and resilience. While 2024 presented significant hurdles for the sector due to the impact of El Niño, typhoons, and animal diseases, the enduring spirit of Filipino farmers and producers, millers, and traders remains strong. Their hard work yields a rich variety of essential products that nourish our nation. Recognizing the importance of long-term viability, Queenbank, through its Sustainable Finance Framework, actively supports Micro, Small, and Medium Enterprises (MSMEs) engaged in sustainable agriculture.

Imagine a fruit grower needing to invest in irrigation to weather dry spells or a livestock farmer requiring financing for healthier breeds. Queenbank’s agricultural loans are designed to provide the necessary capital for a wide range of needs, helping them enhance their productivity and build resilience against challenges. We also aim to support processors and traders, offering SME loans that can facilitate better storage, transportation, and market access for diverse agricultural goods.

We are partners in nurturing the growth of this vital sector, ensuring that the bounty of our land continues to enrich the lives of Filipinos nationwide.

We stand with our utility clients, providing financial support to keep homes and businesses energized.

Utility companies form the vital infrastructure backbone that underpins the success of countless businesses and the daily lives of millions across the Philippines. From ensuring a steady supply of clean water to providing reliable electricity and other essential services, these organizations are crucial for a functioning and thriving society. Hotels, BPOs, malls, and countless other enterprises rely on their consistent and efficient operations.

These utility providers often require substantial investments to modernize and expand their infrastructure. This includes upgrading power grids, developing new water sources, enhancing communication networks, and implementing sustainable technologies. Maintaining these complex systems and adapting to evolving demands also necessitates significant financial resources.

Queenbank’s tailored financing solutions, including SME loans, are designed to provide the necessary capital for critical infrastructure upgrades, the adoption of innovative technologies, and the efficient management of operational expenses. These financial resources empower utility companies to enhance their capacity, improve service delivery, and meet the growing needs of businesses and communities.

By supporting the financing needs of diverse utility companies, Queenbank contributes directly to the seamless operation of essential services that power progress throughout the Philippines, fostering a stable and prosperous environment for all.

Simplify payments across banks and e-wallets with Queenbank QR Ph.

In today’s fast-paced world, convenience and security are paramount, especially when it comes to managing our finances. Queenbank is embracing this shift by offering QR Ph, the Philippines’ national standard for QR code payments developed by the Bangko Sentral ng Pilipinas (BSP), bringing a new level of ease to digital transactions for its customers.

QR Ph simplifies payments by allowing seamless and interoperable transactions across various banks and e-wallets. Imagine using a single QR code to pay a vendor who banks with a different institution, or instantly receiving money from a friend who uses a different e-wallet – QR Ph makes this a reality.

Queenbank customers with a minimum savings deposit of just P5,000 can avail of this innovative service and even receive a handy standee to facilitate easy QR code scanning for their businesses.

The benefits of Queenbank QR Ph are manifold. It offers convenience, eliminating the need for physical cash or multiple banking apps for different transactions. Security is also a top priority, with all QR Ph transactions encrypted and regulated by the BSP, providing a safe and reliable payment method. Furthermore, users receive instant SMS notifications to confirm every payment, adding an extra layer of security and peace of mind.

Embrace the ease and security of cashless transactions with Queenbank QR Ph – tap, scan, and pay with confidence.